FWT Mortgage - Todd Hart

Todd Hart - Loan Originator

Todd Hart brings more than 20 years of experience in the real estate and mortgage industry. He started in title and escrow in 2002 before moving into loan origination in 2008. That end-to-end background gives him a clear understanding of how every step connects, helping him identify potential issues early and guide loans steadily from application to closing.

Clients and referral partners rely on Todd for his dependability and straightforward approach. He follows through on his commitments, explains options in plain language, answers questions thoroughly, and ensures borrowers feel comfortable with their decisions.

Todd lends nationwide and serves a wide range of borrowers, including first-time homebuyers, repeat homeowners, veterans using VA benefits, self-employed professionals, and real estate investors purchasing rental properties. He is especially comfortable navigating more involved situations that require careful planning and precise structuring.

Todd understands that purchasing or refinancing a home is one of the most significant financial decisions most people will make. He approaches every transaction with care, consistency, and respect for what it represents in his clients’ lives.

Outside of work, Todd enjoys mountain biking, hiking, and spending time outdoors with his wife and two daughters.

NMLS ID: 218248